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  • 4 Credit Bureau Fictions  By : Stuart Hunter
    They wield tremendous power over your life - and the lives of every other bill-paying American adult. But how much do you actually know about the big three credit bureaus? Friend or foe? Fact or fiction?
  • Finding the Top Credit Repair Service  By : Stuart Hunter
    With so many inexperienced credit repair organizations entering the market, many of which are turnkey businesses using third party software to power their service, it becomes difficult to know which services can be trusted with your credit reports. Here are some suggestions for identifying a reputable credit repair company.
  • Credit Repair Services: They Are Not All Bad  By : Stuart Hunter
    The credit repair industry can be a scary place. Given the abundance of news articles, television segments, and opinion pieces warning of fraudulent credit repair services that get published by well regarded media outlets, it can look like the only logical option is to steer clear of credit repair companies altogether - something many news outlets seem to advocate.
  • Start the Year off Right Using Credit Repair  By : Brain David
    January is when people create plans for making the upcoming year superior to the one before it. A type of frequently seen resolutions are those pertaining to your finances which are resolutions you can more easily achieve by repairing your credit.
  • Increase Your Credit Rating and Help Achieve Your Goals  By : Don Tate
    January is when everyone creates plans for making the next year better than the one before. A type of frequently seen resolutions are those dealing with your finances which are resolutions you can more easily achieve by improving your credit.
  • The Top Companies for Cleaning Your Poor Credit Score  By : Don Tate
    While it is possible to clean your credit score on your own, many people find it is often easier and more effective to sign up with a credit repair company to do the work for them. To help these people, TheTopTens, a website of interactive top ten lists, provides a list of the top credit repair services.
  • Credit Repair Companies Provide an Invaluable Service, When You Let Them  By : Don Tate
    Dealing with a poor credit score is a miserable experience. Declined loan applications are embarrassing and the additional costs you have to pay because of the high interest rates on loans you can get approved for are so expensive that they limit what you can buy. Credit repair companies aim to help people get out from under this burden.
  • Accelerate Your New Year's Resolutions by Improving Your Credit Reports  By : Stuart Hunter
    Considering how big of a role your credit rating can play in successfully accomplishing so many New Year's resolutions, it makes sense to focus on this one factor first. Then, if you are able improve your credit score, you will already have a good start on accomplishing New Year's resolutions this year and years to come.
  • Can a Charge Off Be Erased from a Credit Report?  By : Stuart Hunter
    Charge offs can take a serious toll on your credit score, so much so that a single charge off could result in denial of credit. If you're looking to increase your credit score, it is certainly worth it to look into the things you can do in an attempt to remove charge offs from your credit reports.
  • Is It Possible to Clean Collection Accounts from Your Credit Reports?  By : Stuart Hunter
    Collection accounts can take a serious toll on your credit score, with higher collection amounts taking a larger toll than smaller amounts. If you are looking to increase your credit score, it is certainly worth looking into the steps you can take in an attempt to remove collection accounts from your credit reports.
  • What you want to know about Home Improvements Loan.  By : Julio James
    The point of a home improvement loan is to enable reworking of areas of your home that might not be carried out without a huge input of money, something that many of us do not have.
  • Can A Late Payment Be Erased from a Credit Report?  By : Stuart Hunter
    Late payments can take a serious toll on your credit score, especially if payments are reported to be of 90 days late or more. If you are looking to raise your credit score, it is worth looking into the steps you can take in an attempt to remove late payments from your credit reports.
  • Selecting a Legitimate Credit Repair Organization  By : Stuart Hunter
    The Credit Repair Organizations Act (CROA) has established rules credit repair organizations must adhere to that you can use to help identify a trustworthy credit repair service and avoid being victimized by a credit repair scam.
  • You Have a Responsibility When it Comes to Accurate Credit Reporting  By : Stuart Hunter
    The Fair Credit Reporting Act was created to protect your right to fair and accurate credit reporting, but it is still up to you to work toward that goal. When working to repair your credit by disputing questionable items in your credit reports, you are enforcing this right.
  • Is Your 700 Credit High Enough to Refinance your Mortgage?  By : Stuart Hunter
    A 720 credit rating is decent, but it isn't high enough to get you approved for the best interest rates when refinancing your home. Lending requirements have become much more stringent so you may need to work on bettering your credit score before you can take advantage of today's low interest rates.
  • What is Credit Repair?  By : Stuart Hunter
    Ask 10 people to define credit repair and you will probably get 10 different answers. Even amongst financial experts, there are disagreements about what credit repair is. So exactly what is credit repair?
  • The One Hundred Word Statement Will Not Improve Your Credit Score  By : Stuart Hunter
    You have the ability to add a one hundred word statement to your credit file to explain your side of the story behind negative listings. Unfortunately, it is very unlikely that this one-hundred word statement will do anything to help you get a loan and there is no chance that it will increase your credit score.
  • Three Simple Tricks for Raising A Credit Score  By : Stuart Hunter
    There are a few quick things you may be able to do to quickly increase your credit score which could pay big dividends for a small amount of work. But if your credit score needs a bigger fix, it's going to take more than a quick fix remedy.
  • Getting Help With Repairing Your Credit Reports  By : Stuart Hunter
    Many people don't realize that their credit reports are an issue until it's too late. Some give up hope, but others start seeking out credit help and learn there are a number of things people can do to improve their credit score.
  • The Laws Making Fixing Your Credit Possible  By : Jude Parker
    There are a handful of consumer protection laws designed to help protect you from unfair practices of the credit reporting system. It is these consumer protection laws that state what information can be added to your credit reports, how long it can remain listed, and what you can do to remove inaccurate and unfair bad credit listings.
  • Poor Credit Does Not Always Have to Last 7 Years  By : Stuart Hunter
    The good news is, you may not have to wait seven long years for negative listings to fall off your credit reports. There are things you can do now that may result in significant increases in your credit rating in much less time. There are steps you can take to legally fix up your credit score.
  • Improving Your Credit Score  By : Stuart Hunter
    Millions of consumers across the United States struggle with the effects of having bad credit. Some are turned down for credit cards or car loans, others find out their applications for mortgage refinancing have been rejected. If you are experiencing the limitations that can result from having poor credit, you may already realize that your credit is in need of repair.
  • More than Half of People in the U.S. Have Less Than Ideal Credit Scores  By : Stuart Hunter
    Could your credit use some improvement? You are not the only one. Most people in the U.S. have credit scores below what is currently the minimum requirement to get the best finance rates and terms on home loans and automobile financing. Fortunately there are steps you can take to improve your credit ranging from responsibly managing your money to working to fix your credit score by disputing the questionable negative items in your credit reports.
  • I Have a 560 Credit Score. Can I Fix It?  By : Michelle Taylor
    There are three choices when it comes to coping with a low credit rating. You can work to fix your credit reports on your own, you can get help from a credit repair organization, or you can do nothing and let your bad credit score continue to affect your interest rates, your chances of getting certain jobs, your car insurance premiums, and your general quality of life.
  • Information is the Key to Realizing Your Credit Rights  By : Stuart Hunter
    For such a significant subject, consumer credit is one that only a few have more than a basic understanding. As a result of this deficiency of knowledge, people put themselves in a position to join the countless others who are being victimized by the consumer credit system.
  • Advice for Finding a Legitimate Credit Repair Company  By : Stuart Hunter
    Legitimate credit repair firms have helped thousands of people legally and effectively correct their credit scores. Choosing the right credit correction service is the first step in getting help achieving your credit goals.
  • There's Nothing Wrong With Getting Some Help with Your Credit  By : Stuart Hunter
    If you've never done it before, you can try to bake cookies without a recipe, you can try to repair your car's transmission yourself, and you can try to repair your own credit score. Of course, you risk batches of inedible cookies, a disabled vehicle, and a damaged credit history. Getting help with any of these tasks can help you avoid making a mess that is too tough to clean up.
  • Five Reasons Lexington Law is the Leaders in Credit Correction  By : Stuart Hunter
    Lexington Law credit repair services have set the standard for the credit repair industry. Today, Lexington Law continues to be a driving force in credit repair in part because of these five traits.
  • Repairing Your Own Credit: Is it Worth it?  By : Stuart Hunter
    Repairing your credit is something you can do yourself and there is no charge to do so. While this sounds enticing, the reality is that self credit repair is rarely as easy as it first seems. Repairing your own credit will likely take a significant amount of time and education.
  • Do You Really Need a Bad Credit Loan?  By : Stuart Hunter
    Bad credit loans are a resource for consumers with lower credit scores to purchase homes, cars, etc., but while bad credit loans may help accomplish these tasks, the cost of a bad credit loan makes them something to be avoided whenever possible.
  • Is it Time to Fix Your Credit?  By : Stuart Hunter
    The current credit crunch presents fantastic opportunities to people who are able to take advantage. Consumers with high credit scores are reaping the rewards as prices and interest rates fall. Those with poor credit are left out unless they are able to fix their credit rating.
  • 4 Perks of Maintaining a Good Credit Score  By : Stuart Hunter
    Most consumers realize that a high credit rating is helpful in getting approved for loans with the best rates, but not everyone realizes how keeping their credit reports clean plays a part in getting jobs, keeping credit card interest rates low, and minimizing auto insurance premiums.

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